Brad Tefft

One of the most common questions property investors ask during uncertain rate cycles is simple: “Should I fix my interest rate before rates move again?” It is an understandable question. A fixed rate can give you certainty around repayments, which can make budgeting feel easier. But it can also reduce your flexibility. For property investors, flexibility can matter just as much as the rate itself. If you plan to buy again, refinance, access equity, restructure debt or sell a property, fixing...